Second charge homeowner bridging loans
Through our expert knowledge of the secured finance market combined with working in partnership with some of the most forward thinking lenders in the UK today, wer are able to offer short, long or medium term 2nd charge bridging finance to homeowners at some fantastically cheap rates of interest with flexible repayments terms not available through any other singular lender, broker or website at this time.
No credit checks. That is correct. You read it right. We do not check your recent borrowing history as we will base funding on the equity you have in the property or land you are going to use as security. Up to 95% LTV too. Short, medium or long term repayment plans.
LTV UP TO 95%
WE ACCEPT CCJ, IVA, BANKRUPTS, THOSE UNDER THE THREAT OR REPOSSESSION AND BAD CREDIT.
Independent or crowd sourcing 2nd charge finance
We are a business. Don't be mistaken, we are in the business of making money. However, we have a unique business model. We offer cheap bridging loans compared to other mainstream lenders. Our business model is more borrowers at cheaper rates which, should make us a more profitable entity empowering us to lende more to more people.
It is also true we are not conducting any form of credit check. The only thing we do is a property evaluation and valuation to make sure you have ample equity in the security offered. However, the minimum property value being used as security is £75,000.
AVAILABLE THROUGHOUT THE UK
NON STATUS, SELF EMPLOYED, NO PROOF OF INCOME AND DEBT LADEN ALL ACCEPTED.
So even if you have been refused elsewhere, don't hesitate to get in touch with us. We take a different view on who can and acannot borrow than 99.9% of other lenders, whether they are mainstream lenders like banks or building societies, or if they are independent lenders.
We offer this lower value second charge bridging finance to both residential borrowers and also business. We can even help property investors get that funding required even if it is for a below market value purchase or for auction finance. All you need to do to get the ball rolling is contact Short-Term-Finance.co.uk today.